Accounting and finance support for service businesses in the Netherlands

Reliable accounting, clear communication and practical financial support for freelancers, founders and BVs.

Our services

  • Accounting for freelancers

    From €150 per month, excluding VAT

    Includes bookkeeping, quarterly VAT returns, and Jortt software.

    From straightforward bookkeeping to businesses with multiple bank accounts or payment platforms such as Stripe.

  • Accounting for BVs

    From €250 per month, excluding VAT

    Includes bookkeeping, VAT, DGA payroll, annual accounts and corporate tax compliance.

    Additional financial reporting and quarterly reviews available.

  • Specialist Services

    Fixed-fee and project-based support

    DAFT financial statements, 30% ruling applications, mortgage reports, VAT assessments, bookkeeping cleanups and financial forecasts.

Who we work with

We specialise in established service-based businesses, including consultants, creative agencies, independent professionals and international entrepreneurs.

Our ongoing services are generally best suited to:

  • Freelancers: Annual revenue of €60,000+

  • BVs: Annual revenue of €120,000+

We focus on service businesses rather than retail or inventory-heavy operations.

Why GG Financial Consulting?

15+ years of finance experience

Accounting, financial control and commercial finance experience across London and Amsterdam.

Clear scope and transparent pricing

Know what's included, what it costs and what to expect.

Personal, professional service

A boutique approach with straightforward communication and organised processes.

A woman with blonde hair, blue eyes, and light skin, wearing a black top, smiling and posing against a plain white wall.

Meet the founder

Hi, I'm Gunel.

I'm the founder of GG Financial Consulting.

After more than 15 years in accounting and finance, I started the practice to bring reliable financial support to independent business owners.

I believe good accounting should give you clarity, not complexity.

Practical guides for your business

2026 Tax & Business Toolkit for Freelancers
€49.00

Keep your 2026 freelance tax and bookkeeping organised, with a clear guide and practical tools for the admin you need to do each month and quarter.

Written in plain English, this toolkit explains Dutch VAT, income tax, the KOR, business costs and record keeping. Worked examples cover Dutch and overseas service transactions and show how to separate revenue, VAT and tax savings.

Your download includes

  • A 52-page digital guide.

  • A 26-page A4 print edition with the same core content.

  • English and Dutch invoice templates in Excel.

  • A VAT tracker for sales and purchases.

  • A tax reserve planner with monthly tracking, an hours log and an admin routine.

  • An editable English/Dutch payment reminder in Word.

  • Start Here instructions.

Who it’s for

Designed mainly for Dutch-resident freelancers and ZZP’ers running an eenmanszaak below AOW age, including consultants, creatives and other service businesses.

This edition covers the 2026 tax year, including preparation for the 2026 income-tax return filed in 2027.

Instant digital download supplied as a ZIP containing PDF, Excel and Word files. The guide is in English; the invoice and reminder templates include English and Dutch versions. No physical product is shipped.

The spreadsheets support planning and record keeping. They do not replace your bookkeeping system or calculate your personal tax liability. Personal advice and tax-return preparation are not included.

What Is Your Service Business Worth?
€69.00

A practical guide and Excel workbooks for service business founders in the Netherlands.

You’ve put time, energy and money into building your business. But what might someone else be willing to pay for it, and what could you improve today to make it more valuable?

This guide helps you understand the numbers behind a business valuation, the assumptions that matter and the risks a buyer would look at. You don’t need to be planning a sale to use it.

What you’ll learn

  • How to work out sustainable earnings, including a realistic cost for replacing your own work.

  • How different valuation methods work and where their limitations lie.

  • Why business value and the amount shareholders receive can differ.

  • How client concentration, recurring revenue and dependence on the founder affect value.

  • What to prioritise over the next 90 days to strengthen your business.

Follow worked examples of an agency and a solo consultant, then use the workbooks to organise your own figures and assumptions.

Your download includes

  • A 49-page digital guide.

  • A 26-page A4 print edition with the same core content.

  • A blank Excel workbook for your own business.

  • A completed Excel workbook showing the agency example.

  • Start Here instructions.

Each workbook includes six tabs covering earnings, valuation, clients, founder risks, comparable evidence and an action plan.

Written in plain English for consultants, agencies, studios and other founder-led service businesses.

Digital download supplied as a ZIP containing PDF and Excel files. No physical product will be shipped.

This is an educational planning resource. A formal business valuation and personalised advice are not included.

Let's work together

Looking for ongoing accounting or help with a specific financial matter?

Tell us about your business and we'll respond within two business days.

Two people sitting across from each other at a table, working. One person is typing on a laptop, and the other is writing in a notebook. There is a small lamp in the center, with two glasses of water and notebooks on the table.